Shamsa Naheed, Dr. Shah E Yar Qadeem and *Dr. Suleman Amin (2026) “Impact of Artificial Intelligence on Financial Services and Banking Sector”, Policy Journal of Social Science Review, 4(3), pp. 853–866. Available at: https://www.policyjssr.com/index.php/PJSSR/article/view/832 (Accessed: 14 March 2026).